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回答: 再谈美股养老投资 由 千牛卫 于 2019-01-12 15:46 Employer matching contributions If your plan provides for matching contributions, you must follow the plan’s match formula. 6park.comExample: Your plan requires a match of 50% on salary deferrals that do not exceed 5% of compensation. Although Mary earned $360,000, your plan can only use up to $275,000 of her compensation when applying the matching formula for 2018. Mary’s matching contribution would be $6,875 (50% x (5% x $275,000)). Although Mary makes salary deferrals of $18,500, only $13,750 (5% of $275,000) will be matched. She must receive a matching contribution of $6,875 (50% x $13,750) under the terms of the plan. | |||
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