《雅虎金融》（Yahoo Finance）转载了《南华早报》（SCMP）的一篇文章：
中国数字货币：深圳消费者在一次大规模的数字元试验中花费了880万元
Cissy Zhoucissy.zhou@scmp.com
Tue, October 20, 2020 6park.com
［摘译如下］ 6park.com
中国央行在深圳对中国的主权数字货币（sovereign digital currency）做了迄今为止最大规模的一次实验，进行了62,000笔交易，价值达880万元人民币（$130万美元）。一共有190万居民申请参加1000万元人民币（149万美元）的抽奖活动，从50,000个彩票中选出的47,573人收到了数字“红包”，每个数字包包含200元人民币（30美元）；罗湖区的3,389家指定商店共进行了62,788笔交易。 6park.com
中国微博上的一位用户说：“我每天收到一条短信，敦促我在试用截止日期前用红包，所以我上周五在一家百货公司花了整整200元人民币。” 6park.com
总计901,000元的额外信用额也转移到了官方数字人民币应用程序中，该应用程序尚未公开，用户仍然可以使用他们在指定商店添加到帐户中的任何额外资金。现在，试用已经结束。本月晚些时候，深圳的110多个加油站也将能够处理以数字货币支付的款项。 6park.com
主权数字货币正在进入中国一个已经非常拥挤的支付市场，智能手机应用程序微信支付和支付宝已经主导了电子支付领域。 6park.com
另一个参与试验的微博用户说：“当我使用此[数字货币]app 进行付款时，与WeChat Pay和Alipay相比并没有太大区别，但是我觉得数字货币更可靠，更安全，我希望将来这个应用可以提供更多的功能。” 6park.com
中国人民银行副行长范一飞表示，在深圳的实验之前，一共处理了313万笔主权数字货币交易。 6park.com
［全文链接］https://finance.yahoo.com/news/china-digital-currency-shenzhen-consumers-093000212.html
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China digital currency: 
Shenzhen consumers spend 8.8 million yuan in largest trial of digital yuan
Cissy Zhoucissy.zhou@scmp.com
Tue, October 20, 2020, 2:30 AM PDT 6park.com
China's largest test of its sovereign digital currency ended with 8.8 million yuan (US$1.3 million) being spent in over 62,000 transactions during the week-long trial in Shenzhen. 6park.com
The Shenzhen government confirmed 47,573 people from the 50,000 selected by lottery received the digital 'red packets', each containing 200 yuan (US$30), after a total of 1.9 million residents applied to take part in the 10 million yuan (US$1.49 million) giveaway. 6park.com
In total, 62,788 transactions were made at the 3,389 designated shops in the Luohu district of the city last week. 6park.com
Get the latest insights and analysis from our Global Impact newsletter on the big stories originating in China. 6park.com
"I received a text message every day urging me to spend the red packet before the trial deadline, so I spent the entire 200 yuan in a department store last Friday," said one female user on Weibo, China's answer to Twitter. 6park.com
A total of 901,000 yuan of additional credit was also transferred into the official Digital Renminbi app, which is not yet available to the public, with users still able to use any of the extra funds they added to their accounts at the designated shops even though the trial has finished. 6park.com
More than 110 petrol stations in Shenzhen will also be able to process payments made in the digital currency later this month, according to the state-backed 21st Century Business Herald newspaper. 6park.com
The sovereign digital currency is entering an already very crowded payments market in China, with smartphone apps WeChat Pay and Alipay already dominating the electronic payments sector. 6park.com
"There is not much difference compared to WeChat Pay and Alipay when I pay with this [digital currency] app, but I feel the digital currency is more reliable and much safer, and I look forward to more features with this app in the future," according to another Weibo post, with the participant saying she spent the money in a hotpot restaurant. 6park.com
Businesses reported minimal differences in processing payments with the digital currency compared to existing mobile payment products, according to reports by Chinese media, although they did note that it does not cost them an additional service free unlike both WeChat Pay and Alipay. 6park.com
What is China's sovereign digital currency and why is it not like bitcoin? 6park.com
Huang Yiping, a professor of economics at Peking University, said there is a fundamental difference between the sovereign digital currency and existing mobile payment services, such as WeChat Pay and Alipay, as there is "zero cost" when making payments via the digital yuan and they can be made without connecting to the internet. 6park.com
Huang also said, in a recent interview with the state-backed China National Radio, that the digital yuan will definitely overlap with the existing mobile payment providers, or even replace them to a certain extent. 6park.com
The Chinese sovereign digital currency, known as Digital Currency Electronic Payment, has been in the works for several years, with several trials already taking place in four cities, namely Suzhou, Shenzhen, Chengdu and Xiongan, as well as at the venues for the 2022 Winter Olympic Games in Beijing. 6park.com
A total of 3.13 million transactions in the sovereign digital currency had been processed before the Shenzhen trial, according to Fan Yifei, deputy governor at the People's Bank of China. 6park.com
This article originally appeared in the South China Morning Post (SCMP), the most authoritative voice reporting on China and Asia for more than a century. For more SCMP stories, please explore the SCMP app or visit the SCMP's Facebook and Twitter pages. Copyright © 2020 South China Morning Post Publishers Ltd. All rights reserved. 6park.com
Copyright (c) 2020. South China Morning Post Publishers Ltd. All rights reserved.
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